Wheelchair Car Insurance

So you have purchased – or are thinking about purchasing - a wheelchair accessible car. There are lots of things to think about such as taxing the vehicle and sorting out the insurance. If you step back in time, getting insurance on any non-standard car was a minefield but thankfully things have changed. Whereas insurance companies didn’t understand the adaptions on a wheelchair accessible car it has become much easier to obtain quotes and ‘shop-around’ for the best prices. To our knowledge and through our experience of wheelchair accessible car sales, disabled individuals are not paying huge premiums for their car insurance. Generally speaking, premiums should be similar to that of a non converted car and sometimes less due to the lower miles that are driven.

The only potential issue that we have come across is that many insurance companies who will insure wheelchair accessible cars and their adaptions generally need to speak to the individual, so, if you are calling a number of insurance companies this can take up your time repeating the same information over and over again. Again, over the years and the rise of comparison web sites they are now implementing the ability to provide numerous quotes for wheelchair accessible cars.

Although your insurance provider should be able to help you with cover for your wheelchair accessible car, there are some specialised companies that may offer some extra cover. These specialised companies may, for example, cover the cost of any equipment that you need to travel with such as your wheelchair or electric wheelchair – some of this equipment is expensive, so if you were involved in an accident will this be covered and will you be provided an accessible car as your courtesy vehicle?

Always get two or three insurance quotes – shop around – you can then compare prices and the cover that is offered to ensure you are getting the best deal. We will always help with any information your insurance company has requested in relation to the wheelchair accessible car you are purchasing from us.

Here are some details of a few insurance companies that provide wheelchair accessible car insurance
- Fish Insurance
- Adrian Flux Insurance
- Towergate Insurance

If you need any help with your wheelchair accessible car insurance please get in touch and we will be happy to help - thank you!